IMPORTANT NOTICE

Please read before relying on a result

Planning estimate only

Get The Total is an information and planning tool. A result is not a quote, valuation, tax calculation, mortgage illustration, affordability decision, lending decision, legal opinion, or recommendation.

Your circumstances matter

Rates, eligibility, exemptions, fees, exchange rates, lender criteria, property details, and changes in law can materially change an outcome. You are responsible for checking the applicable rules and obtaining independent professional advice before making a decision.

Mortgage calculations

Mortgage results are illustrative repayment estimates using the interest rate and term entered. They exclude lender fees, valuation costs, insurance, taxes, product conditions, APR/APRC, and future changes to variable or tracker rates. A lender may offer different terms or decline an application.

Tax and VAT calculations

VAT and tax tools use the stated standard rate and assumptions only. Reduced, zero-rated, exempt, special-scheme, import, cross-border, registration, and reclaim rules may give a different result.

Sources and updates

We aim to link to official sources and show a checked date. We cannot guarantee that a source, rate, or rule remains current or applies to your case. A linked website is outside our control.

Partners, affiliates, and advertising

Any future sponsored placement, affiliate link, partner referral, or paid provider will be clearly labelled. Commercial arrangements will never alter the calculator formula or result. We do not guarantee third-party products, prices, availability, or service.

Availability and liability

To the extent permitted by applicable law, the site is provided without a guarantee that it will always be available, error-free, complete, or suitable for a particular purpose. Do not use a result as your only basis for a material financial or legal decision.

Current service scope

The current site provides self-service calculation tools and informational guides. It does not accept applications, provide quotations, arrange financial products, or collect calculator figures. Get The Total is operated by Yakushev Dmytro; corrections can be sent to contact@getthetotal.com.