CYPRUS PROPERTY · RENTAL RETURN
Cyprus rental yield calculator
Estimate gross and net cash yield using your property price, expected rent, occupied months and annual costs.
Examples: management, maintenance, insurance, common expenses and an allowance for voids. Taxes and mortgage payments are not included.
ESTIMATED NET CASH YIELD
Before taxes, finance costs and capital changes
Annual rent collected —
Gross yield —
Annual operating costs —
Net cash income —
Average monthly net cash —
Gross yield vs net cash yield
Gross yield divides annual rent by the purchase price. Net cash yield also deducts the annual operating costs you enter. Both are screening tools: they do not replace a full investment appraisal or a tax calculation.
Gross yield = annual rent ÷ purchase price × 100
Net cash yield = (annual rent − annual costs) ÷ purchase price × 100
Use realistic occupancy
Entering 12 months assumes no vacancy. A more cautious estimate allows for changeovers, repairs and periods without a tenant. Compare several scenarios rather than relying on a single optimistic one.
Costs often missed in a first estimate
- Management, advertising and tenant changeover
- Repairs, furnishings and reserve for larger maintenance
- Insurance, common expenses and utilities paid by the owner
- Legal, accounting and compliance costs
- Taxes, mortgage interest and transaction costs — model these separately